Define the term 'pre-need arrangement.'

• A. They are plans created by families to purchase flowers for funerals.
• B. They are funeral plans made for the funeral director after death.
• C. Pre-need arrangements are funeral plans made in advance of death.
• D. They refer to posthumous medical directives.

Answer: (C)

A pre-need arrangement is planning and paying for funeral services in advance, through a contract with a licensed funeral provider. It lets you specify the goods and services you want, designate the funeral home, and fund those arrangements ahead of time—often through a pre-need trust or life insurance—to help lock in prices and ensure those arrangements are covered when the time comes.

This matches the idea of funeral plans made in advance of death, which is why it’s the best choice. It isn’t about purchasing flowers, which is unrelated to a formal plan with a provider. It also isn’t something created after someone dies, which would be an at-need arrangement, and it isn’t about medical directives, which concern medical decisions rather than funeral services.