A pre-need arrangement is defined as which?

• A. It is a plan made after death to arrange and fund funeral services.
• B. It is a plan to defer funeral decisions until after the death.
• C. It is a plan made in advance of death to arrange and fund funeral services.
• D. It is a contract between a funeral home and a cemetery only.

Answer: (C)

A pre-need arrangement is about planning and paying for funeral services before death. It involves making arrangements ahead of time and setting aside funds so those services are covered when they’re needed, rather than leaving decisions and payments to survivors after death. That’s why the best description is a plan made in advance of death to arrange and fund funeral services—it captures both the timing (before death) and the funding/organization of the services.

The other ideas don’t fit because they describe planning after death, postponing decisions, or a narrow type of contract. Planning after death misses the essential “in advance” aspect. Deferring decisions until after death is the opposite of pre-need. Limiting it to a contract between a funeral home and a cemetery ignores the funding and broader planning components and isn’t the standard definition of a pre-need arrangement.